Motorsports financing - Canada-wide
Finance any motorsports vehicle - dealer, private sale, or your own find
One fast application connects you to prime and non-prime lenders. Whether you're buying from a dealer, a private seller, or a unit you already found. Approved and delivered anywhere in Canada.
How it works
A simple path from application to delivery.
Apply & Connect
Start with a quick application. We review your information and secure the best approval for your situation through our network of prime and non-prime lenders.
Select Your Unit
Already found something? We can finance units from private sellers, dealerships, Kijiji, AutoTrader, or anywhere else. Still looking? We will help you find the right unit.
Approve & Deliver
We finalize the details, structure your deal, and arrange delivery directly to your door anywhere in Canada so you can start riding without the hassle.
Dealer, private-sale, and partner units welcome
We work with a national network of lending and sourcing partners to help match the right approval to the right unit.
Estimate your payment
Adjust the details below to see what financing could look like.
Cash down may help approval by reducing the amount financed, but does not usually have a major impact on rate.
Most leisure products can range from 12 to 96 months. Some RVs and boats may qualify for extended structures such as 60/120 or 60/180 depending on the lender, unit, and approval.
Financing help from application to delivery
Shift Motorsports helps customers across Canada source, finance, and take delivery of powersports and recreational units.
E-Bike
ATV
Side-by-SideCan I finance a used or private-sale unit?
Yes. We can finance units from private sellers, dealerships, Kijiji, AutoTrader, or anywhere else - you do not have to buy from a specific lot.
Do you work with bad or less-than-perfect credit?
We work with both prime and non-prime lenders and consider a wide range of credit situations. Applying lets us find the options that fit you.
What can I finance?
ATVs, Side-By-Sides, Motorcycles, PWCs, RVs & Campers, E-Bikes, Boats, Snowmobiles, Dirt Bikes, Trailers, Equipment Vehicles, and more - new or used.
How fast is approval?
Some approvals can come through very quickly. If the lender requires additional documents, such as recent pay stubs, 60-day bank statements, a void cheque, or other supporting information, timing will depend on how quickly the customer provides them. Once all required documents are received, approvals requiring proof of income are typically reviewed within 24 to 48 hours.
Will applying affect my credit score?
Our initial review uses a soft credit check, which does not affect your credit score. You can apply with confidence.
What do I need to apply?
Basic personal and income information, and details of the unit if you've already found one. The online application takes only a few minutes.
Do you deliver?
Yes - we arrange delivery to your door anywhere in Canada.
Are there any fees?
Yes. Fees vary depending on the lender, province, unit, location, and approval structure. These may include lender admin fees, documentation fees, PPSA fees, delivery fees, PDI/pre-delivery inspection and setup fees, provincial charges, taxes, registration, or other applicable fees. All fees will be disclosed before the customer moves forward.
What rates and terms are available?
Rates currently range from 6.95% to 29.95%. Terms for most leisure products can range from 12 to 96 months, with extended structures available on some RVs and boats, subject to lender approval.
Shift Motorsports connects applicants with third-party lending partners. Financing is subject to application review, lender approval, unit eligibility, and final terms. Submitting an application is not a guarantee of approval.
Customer reviews
What riders say about Shift
Real 5-star feedback from customers who worked with the Shift Motorsports team.
I was referred to Evan from Shift Motorsports from a mutual acquaintance. I’ve had a few bad experiences with sales people in the past so I tend to be very sceptical and not trusting with any of them. So naturally I was hesitant to even reach out but I’m so glad I did. Evan was a breath of fresh of air! Never tried to push me just actually listened. Even when I wouldn’t give him a response for a week…. Maybe two, never tried to force my hand and was always understanding and patient. Go Shift and you won’t be disappointed.
Ryker
TOP NOTCH COMPANY 10/10 + 5 STARS!!!! I am beyond happy with the services provided by the Shift Motorsports Team. The ongoing great communication was something I’ve never experienced therefore the entire process went extremely smooth and I’ll most definitely be utilizing Shift Motorsports moving forward for all my future motorsports financing / purchase needs.
Jarret
We had a great experience working with Evan. Communication was top notch and prequalifying was quick and easy. I highly recommend Shift Motorsports!
Ilene
One of the best places I have dealt with! Super professional, very helpful and knowledgeable. Highly recommend!
Trent
Ready to ride? Let's get you approved.
One fast application. Prime and non-prime options. Delivery anywhere in Canada.
Get Pre-Approved Now